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*Fortnightly costs have been determined by the net effect a novated lease package will have on pay using the Employee Contribution Method, based on a gross annual salary of $65,000, a 5 year lease term with a 28.13% residual value, annualised kilometres of 15,000 and NSW on road costs. **Potential savings are based on income tax and GST savings over the lease term in comparison with alternative consumer finance options. Your individual circumstances have not been taken into consideration and this may affect the overall cost and benefit of a novated lease. This information is not intended as a substitute for financial and/or tax advice which you should obtain. Credit criteria, fees and charges and terms and conditions apply. Information is current as at 11 May 2023 and is subject to change without notice.