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How much can you save with a novated lease?

Use our simple novated lease calculator to find out!

Novated Lease Calculator
Calculate the cost of your novated lease.
Fill in the Novated Lease calculator to find out how much you can save!
Hospital network
NSW Health
PBI & charities
Corporate & government
Private education & rebatable
Hospital network
NSW Health
PBI & charities
Corporate & government
Private education & Rebatable
  • Small Car Small Car
  • Medium Car Medium Car
  • Family Car Family Car
  • SUV Car SUV Car
Select car size:
Your budget
Your annual salary
Your lease term
Your pay cycle
Your kilometres
Based on the information supplied so far, we estimate:
Total vehicle package each {{var.frequency}}
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(including Share of Savings***)
Savings over your lease term:
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Information is current as at 1 July 2020 and is subject to change without notice.

*The total vehicle package cost has been determined by the net effect a novated lease package will have on pay using the Employee Contribution Method, the parameters you have input and the ATO minimum residual value percentage based on your nominated lease term. **Savings over your lease term are based on income tax and GST savings over the lease term in comparison with alternative consumer finance options. Your individual circumstances have not been taken into consideration and this may affect the overall cost and benefit of a novated lease. This information is not intended as a substitute for financial and/or tax advice which you should obtain. Credit criteria, fees and charges and terms and conditions apply. ***Share of Savings: Salary packaging results in a tax saving for employees. As a NSW Health employee, the arrangements for your salary packaging are based on a 50% share of savings arrangement. This means that the tax saving achieved through novated leasing, is shared equally between you and your Local Health District. You receive half of the tax savings and the other half is reinvested into the promotion and growth of Australia’s largest health agency – NSW Health. Staff specialists receive a different share of savings. Please contact our team for more information.